MCA (Merchant Cash Advance) restructuring is the process of renegotiating your existing daily or weekly payments to make them more manageable—often reducing them by 65% or more, and sometimes even lowering the total amount owed.

While every case is different, many clients see:

✅ Payments cut by 50–80%

✅ Total debt reduced by 10–50%

✅ Immediate improvement in cash flow

Taking more money only adds to the problem. Our method works with your current lenders to reduce payments, improve cash flow, and stabilize your business without borrowing another dollar.

No. There is zero impact to your credit when working with us. MCAs are NOT loans, they are purchase agreements. They purchased a portion of your future revenue.

No upfront fees. You don’t pay us a dime until we’ve secured results for you. Our success istied to yours. We take a small fee from your new lowered payment amount over a long period of time so you don't feel it.

We begin contacting your lenders immediately upon enrollment. All clients see reduced payments within days.

Correct. MCAs are structured as purchase agreements, not traditional loans. That means ifyour business has changed, you have rights that allow us to renegotiate on your behalf.

We have 30+ years of experience, a proven process, and legal support if needed. Most importantly, we only win when you do. No risk, no pressure—just a smarter way to get your business back on track.

Simple. Just send me your MCA contracts along with 6 months of banks and I will review everything and let you know exactly how much we can save you.